Powered by Sepio Guard — nearly 200,000 members protected  •  Backed by an irrevocable trust
The Homeward Plan logo
Introducing The Homeward Plan™

If the unexpected happens away from home, we bring you home.

The Homeward Plan brings your loved one home if death occurs 75 miles or more from home — anywhere in the world. One phone call. We handle everything else, so your family never has to.

Trusted by a nationwide network of thousands of funeral homes  •  Protection begins immediately  •  No health questions  •  No age limits

Watch: What happens when a death occurs away from home

~200,000+
Members protected nationwide
8 Years
In business, serving families
Thousands
Of funeral homes in our trusted nationwide network
40+
Five-star Google reviews from families
Active seniors hiking together Smiling senior couple outdoors Senior couple walking in the forest

Keep exploring. Keep visiting. Keep living. We're there for the part nobody plans for.

The problem nobody plans for

What happens if you pass away far from home?

It's the phone call no family is prepared for. A loved one passes away on vacation, visiting the grandkids, wintering down south, or traveling abroad — and suddenly, in the middle of their grief, the family is facing days of phone calls, unfamiliar laws, mountains of paperwork, and transport bills that can run into the thousands.

Even families with funeral prearrangements are caught off guard — because those plans only work once you're home.

The Homeward Plan closes that gap. One call to our team and everything is handled: care, preparation, paperwork, and transportation back to the funeral home of your family's choice.

One call

That's all your family ever has to make. Our team takes it from there — day or night.

Every logistic handled

Care, preparation, paperwork, and transport home — managed by professionals, anywhere in the world.

Complete peace of mind

Travel, snowbird, and visit family knowing the way home is already taken care of.

Simple by design

How The Homeward Plan works

Membership takes two minutes to set up. If it's ever needed, your family makes one phone call — and we take it from there.

1

Join in minutes

Choose monthly or annual. No health questions, no age limits, no waiting period — protection begins immediately.

2

Live your life

Travel, snowbird, cruise, visit family. You're protected anywhere in the world, any time you're 75+ miles from home.

3

One call

If death occurs away from home, your family calls our team — day or night. That's the only thing they have to do.

4

We bring you home

We arrange licensed care, preparation, every document (even customs), and transport to your chosen funeral home.

Complete protection

Everything is handled. Everything.

Worldwide protection — anywhere on earth, 75+ miles from home
No transport dollar limits — whatever it takes, it's handled
No claim forms and no deductibles — ever
No age limits and no health questions to join
Licensed funeral home care at the place of passing
Professional preparation, including embalming or cremation if required
All documentation handled — including international customs paperwork
Transportation to the funeral home of your family's choice
Family updates at every step of the journey home
Compassionate team that manages this for families nearly every day
Choose your plan

Complete peace of mind, on your terms

Both plans include identical, complete protection — backed by Sepio Guard and a nationwide network of thousands of funeral homes. Protection begins the moment you join.

Monthly Membership

$8.99/month
Cancel anytime. Protection begins immediately.
  • Full worldwide protection
  • No claim forms, limits, or deductibles
  • No health questions or age limits
  • One-call family support line
Start Monthly — $8.99

🔒 Secure checkout. Membership stays active as long as your plan is current. Questions first? Read the FAQ or call 877-625-2726.

Real reviews from real families

What members say on Google

Google Reviews: ★★★★★ 40+ five-star reviews from member families
Who's behind The Homeward Plan?

Powered by Sepio Guard — the name funeral professionals trust

The Homeward Plan is built on Sepio Guard's Away From Home Assurance® — the same protection offered by funeral homes and preplanning professionals across the country.

  • Nearly 200,000 members nationwide
  • 8 years in business — 20+ years of experience in the profession
  • Serving families at their time of need nearly every day
  • Backed by an irrevocable trust — your protection is secured
  • Trusted partner to funeral homes across the country
Learn More About Sepio Guard →
Sepio Guard — Away From Home Assurance
Common questions

Everything you're wondering, answered

No. The Homeward Plan is a membership program, not an insurance policy. There are no claims to file, no deductibles, and no reimbursement process. Your membership is backed by Sepio Guard's irrevocable trust — when the service is needed, it's simply provided.
Immediately. The moment your membership is active, you're protected — there's no waiting period.
None. Everyone qualifies, at any age, in any state of health. There is no medical underwriting because this is not insurance.
Anywhere in the world. Your protection applies whenever death occurs 75 miles or more from your legal residence — whether that's two states over or overseas. International documentation, including customs paperwork, is fully handled.
Make one phone call. From there, the team arranges licensed funeral home care, professional preparation (including embalming or cremation if required), all documentation, and transportation to the funeral home of your family's choice — with updates along the way.
No. There are no transport dollar limits and no deductibles. Whether it's a neighboring state or another continent, the journey home is handled.
Yes — each membership covers one person, and many families set up plans for spouses and parents. Many members purchase this as a gift of peace of mind for loved ones who travel.
You can cancel anytime. Protection remains active through your current paid period and ends when your membership lapses. You can rejoin at any time — there are never health questions or age limits.
Sepio Guard is the company behind Away From Home Assurance®, trusted by funeral homes and preplanning professionals nationwide, with nearly 200,000 members and 8 years serving families — backed by 20+ years of leadership experience in the profession. Learn more at sepioguard.com.

Wherever you go, make sure you can always come home.

Join in two minutes — and give your family one less thing to ever worry about. Backed by Sepio Guard, an irrevocable trust, and a nationwide network of thousands of funeral homes.

Get Peace of Mind Today
Get Peace of Mind — Join in Minutes